What types of funds flows work with Instant Payments?

What types of funds flows work with Instant Payments?

• Jul 22, 2025
• Knowledge

Information

Title
What types of funds flows work with Instant Payments?

Summary
Instant Payments with Dwolla are currently only available as push or credit payments. Instant payments can work with facilitation and send funds flows.

At this time, Instant Payments may only be initiated by verified business users and all funds for RTPs must be available in the user’s Dwolla Balance at the time of initiation.

As long as the receiving bank is part of the RTP® or FedNow network, payments should settle in the receiving bank account in near real-time.

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