What is a receive-only user in the API?

What is a receive-only user in the API?

• Jul 22, 2025
• Knowledge

Information

Title
What is a receive-only user in the API?

Summary
A receive-only user (RO) is an end user type that can only receive transfers from a Verified Customer (VCR) or a client. A user created as an ‘RO’ is not eligible to hold a Dwolla Balance and can only receive transfers to an attached bank account.

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