# Modernize Your Payments

Digitally Transform Your Legacy Payment Operations with Dwolla Connect

## Pain Points Dwolla Connect Solves

1. **Legacy Payment Methods**  
Modernize your payment processes and eliminate the inefficiencies of manual A2A files and paper checks.

2. **Slow Processing Times**  
Accelerate payment processing, improve cash flow and enhance your customers' experience.

3. **Multiple Complex Bank Integrations**  
Simplify your integrations with our streamlined API and direct bank connections.

4. **Lack of Automation**  
Increase speed and decrease errors by automating payments and processes.

> “Dwolla’s customer service and the ability to get a response from a human being quickly has made our business thrive. The fast turnaround of customer support is the reason we think Dwolla is the backbone of our company.”  
>
> Real Estate CEO

## Dwolla Connect Features

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**Automated Pay by Bank Payments**  
[Automate your account-to-account payments](/content/features/ach-automation/index.html) with our flexible options. Our robust platform helps you provide efficient and reliable payments, regardless of your specific needs.

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**Direct Bank Integration**  
Streamline your payment processes and minimize integration efforts with our direct bank connections. We provide and maintain a single point of connection to your preferred banks, which helps ease your integration and maintenance processes and enables quicker time-to-market for your solution.

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**Single API**  
Simplify your integration process with our [unified API](/content/features/unified-api/index.html). Access a wide range of payment functionalities and open banking tools through a single solution. This streamlined approach helps reduce development and maintenance time and effort, allowing you to focus on your core business.

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**Cost Savings**  
Dwolla's solution enables businesses to reduce payment operation costs by replacing legacy payment methods and streamlining manual processes. This can result in substantial savings, particularly for companies that handle a high volume of transactions.

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**Enhanced Payment Experience**  
Dwolla’s unified API streamlines the payment experience by integrating instant account verification, balance checks and risk mitigation, resulting in quicker and more secure transactions. This enhancement can significantly boost customer satisfaction and trust in the payment experience.

## Experience the Dwolla Difference

At Dwolla, we're committed to providing exceptional customer support throughout your entire journey. Our dedicated team of pay by bank and open banking experts is available to assist you with:

- **Comprehensive Developer Resources**: Access our extensive [developer documentation](https://developers.dwolla.com/docs), code samples and API references to streamline integration and troubleshooting.  
- **Dedicated Implementation Support**: Our experienced implementation team will guide you through onboarding, helping you create a smooth and efficient setup.  
- **Ongoing Support**: Find answers to your questions in our extensive collection of [support articles](https://support.dwolla.com/s/). Still need help? Our knowledgeable support team is ready to assist!  
- **Personalized Assistance**: Benefit from personalized support tailored to your specific needs.

With our dedicated support, you can focus on growing your business while we handle the complexities of pay by bank payments.

## Automate your payments in as little as ten days.

Dwolla's full-service approach replaces legacy payments technology with a single solution, improving security, data visibility and the customer experience.

### Talk to an Expert

Let's build something innovative together.

[Book a Meeting](/content/contact/index.html)

## Key Benefits

## What changes for your team

Outcomes that matter to the teams responsible for payments, product delivery, and operations.

### Preserve Your Bank Partners

Dwolla Connect works with your existing financial institution relationships. No need to switch banks or renegotiate terms.

### Replace File-Based Operations

Move from batch files and manual uploads to API-driven payment initiation with real-time status tracking and automated exception handling.

### Unified Reporting Across FIs

Get consistent payment data, status updates, and reconciliation reports across all your bank connections through a single dashboard and API.

### Add Rails Without Adding Vendors

Extend your payment capabilities to include Same Day ACH or real-time options through the same integration. No new vendor onboarding required.

## How It Works

### From integration to production

A clear path from first API call to live payment operations.

01. **Map your current operations**  
Dwolla's team works with you to document your existing bank relationships, payment flows, and file formats. We design the migration path together.

02. **Connect and configure**  
Integrate the Dwolla Connect API alongside your current bank connections. Configure payment routing, speed preferences, and reporting.

03. **Transition at your pace**  
Migrate payment flows incrementally. Run parallel operations during the transition period with full visibility into both systems.

## Built for Scale

### Trusted by platforms and enterprises

- $82B+ Annual transaction value  
- 99.9% Platform uptime  
- 126M+ Annual transactions  
- 16+ Years of expertise

## Modernize payment operations without starting over

See how Dwolla Connect upgrades your payment infrastructure while preserving the bank relationships you already have.
