# The Payments Show Podcast: Dwolla: The Payment Platform that Powers Innovation, with Dave Glaser, CEO

## Podcast Episode

### Audio Player

00:00 | 43:04

### Chapters  
[0:00 Introduction](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[2:16 Dwolla's History: From Retail to B2B Payments](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[3:23 What Caused the Pivot?](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[4:33 New Layer for Payments](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[7:22 From ACH to FedNow](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[7:59 "Funds Flows": More Than Just Moving Money](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[9:37 Rich Data](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[10:44 Case Studies and Use Cases](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[12:18 Reducing Operational Costs](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[12:55 Profitability Over Growth](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[13:29 Digital Reimbursements](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[14:12 New vs Legacy Customers](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[14:58 Working with Dwolla](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[17:42 Dwolla Wallet](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[19:01 Virtual Account Numbers and ACH Account Routing](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[20:18 How Are Funds Protected or Insured?](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[21:11 International Payments](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[22:40 Crypto Forces Innovation... and Increases Risk](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[24:22 Fraud and Security](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[28:45 Dwolla's Business and Fees](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[29:48 Terrible Payment Experiences: Friction](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[35:59 Get Started: Contact Details](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)  
[36:52 Future Predictions](https://www.buzzsprout.com/733181/episodes/12431226-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo?client_source=small_player&iframe=true&referrer=https://www.buzzsprout.com/733181/12431226-e62-dwolla-the-payment-platform-that-powers-innovation-with-dave-glaser-president-and-coo.js?container_id=buzzsprout-player-12431226&player=small#)

## More Info  
The Payments Show podcast brings together leading thinkers to explore the frontiers of payments and financial technology. This episode features a conversation between Dwolla’s President & COO Dave Glaser and podcast host, Satwant Phull that dives into how companies can harness modern payment networks—ACH, real-time systems, etc.—to power their processes efficiently while cutting costs. Companies are taking full advantage of these possibilities for seamless scaling up operations, subsequently boosting profitability in today’s competitive market. Tune in to learn more!