Modernize Outdated Insurance Payments

Outdated payment systems and manual processes plague the insurance industry. Dwolla helps you modernize your tech stack, improving cash flow, payment predictability, security, and policyholder experience.

Industry Payment Challenges

Traditional payment systems create significant hurdles for insurance companies:

Slow, Inefficient Payments

• Fragmented payment experiences hinder real-time data access
• Lack of payment predictability impacts cash flow management
• Manual processes increase the likelihood of errors and waste resources

Payment Security Concerns

• Risks of costly fraud incidents and security breaches
• Potential for reputational damage
• Erosion of trust between insurance companies and policyholders

Policyholder Dissatisfaction

• Time-consuming payment processing hurts policyholder relationships
• Difficulty in tracking and reconciling payments across systems
• Restricted access to payment data impedes informed decision-making

Success Story: Insurtech Platform Increases Transaction Volume by 45%

This insurtech company was spending two days each week issuing reimbursement checks to policyholders, which was costing them time and money. By embedding Dwolla’s solution, they automated disbursement processes and increased transaction volume by 45%.

Dwolla: Your Modern Payments Partner

Our comprehensive solution modernizes your payment operations, delivering tangible benefits across your business:

Enhanced Payment Speed and Predictability

• Replace fragmented payment experiences with automated ACH payments
• Accelerate payment processing and fund access through real-time payment processing
• Gain real-time visibility into payment data

Enterprise-Grade Security

• Implement tokenization to protect sensitive data during transmission
• Reduce the risk of data interception by unauthorized parties
• Minimize human error through automated processes

Improved Policyholder Experience

• Integrate payments into your existing systems
• Automate and digitize for a more efficient payment process
• Create a competitive edge that drives policyholder loyalty and acquisition

Predictable payment outcomes at scale.

From first call to go-live, guided implementation, not guesswork. Talk to a payments expert and see how Dwolla fits your insurance stack.

Key Benefits

Automated Claims Payouts

Once a claim is approved, Dwolla initiates the payment automatically via ACH or real-time rails. No manual disbursement processing required.

Premium Collection at Scale

Recurring ACH debits for premium collection with built-in status tracking. Know which premiums succeeded, which failed, and why.

Multiple Payout Speeds

Standard ACH for routine disbursements, Same Day ACH for priority claims, and real-time rails when policyholders need funds immediately.

Full Audit Trails

Every payment carries a complete lifecycle record: initiation, status changes, settlement, and any returns. Supporting regulatory reporting requirements.

How It Works

From integration to production

A clear path from first API call to live payment operations.

1. Connect your claims system
   Integrate Dwolla's API with your claims management platform. When a claim is approved, the payment is initiated automatically.

2. Configure payment rules
   Set rules for payout speed based on claim type, amount, or urgency. Dwolla routes each payment to the right rail automatically.

3. Monitor and reconcile
   Track every disbursement and premium collection through the dashboard and API. Full visibility for your operations and finance teams.

Built for Scale

Trusted by platforms and enterprises

• 126M+ Annual transactions
• 99.9% Platform uptime
• 16+ Years in payments

Speed up payouts. Reduce manual work.

See how Dwolla helps insurance platforms automate claims disbursements and premium collection with consistent operational behavior.